(518) 669-0265 Primary
Sign Up Login

Articles and Advice

10 Things Real Estate Agents Want Buyers To Know

Buying a house is a big step — especially if it's your first home.

It's not something you should enter into lightly. As great as the feeling of owning your own home can be, many new homeowners have suffered because of not doing enough research and planning.

If you're thinking about purchasing a home,  here to help you every step of the way — that starts with making an informed decision. Here's what every prospective buyer should know before buying a home: 

  1. Understand the process
    The home buying process isn't as confusing as it's often made out to be, but it can seem that way if you don't have a lot of real estate experience. Learn all you can about the process before you get started. This is where it helps to have an experienced real estate agent working with you.

  2. Decide if it's worth it
    In most major cities, it's cheaper, in the long run, to buy a house than to rent, but that doesn't mean it's the right choice for everyone. You'll have to weigh the financial pros and cons to decide if it's the right move for you.

  3. Know your credit score
    Few things have a greater impact on your ability to get a mortgage with good terms than your credit score. Know your score, and take the time to improve it if necessary before you start looking for a home.

  4. Watch out for fixer-uppers
    There's an undeniable sense of satisfaction that comes with restoring an older home and transforming it into a palace. But some fixer-uppers turn out to be money pits, especially those that have problems with the basement or foundation. When deciding between an older or newer home, be sure to fully consider all renovation costs.

  5. Save for a down payment
    It's rare to be able to buy a home without putting down a sizable down payment, and the more you're able to pay upfront, the better mortgage rate you'll be able to get. Plan on putting down 20 percent of the home's total cost as a down payment.

  6. Know the neighbors
    A home's surroundings are just as important as the home itself. So explore the neighborhood, check out local businesses, and get to know your new neighbors before you commit to a home.

  7. Work with a trusted real estate agent
    Finding a knowledgeable, trustworthy real estate agent is one of the best ways to ensure that you are able to find the right home and pay a fair price for it.

  8. Understand the long-term costs
    Some new homeowners end up making themselves "house-poor" by buying a home that they can just barely afford. Don't forget to think about long-term costs, like maintenance, repairs, and property taxes down the line.

  9. Make a checklist
    Create a list of your "must-haves," "want-to-haves," and "dream features" that you can use to evaluate every home. This checklist will make it easier to find a home that offers everything you need.

  10. Take your time
    Feeling rushed often leads to bad decisions. Take your time, relax, and shop around. Try to avoid feeling pressured — just because you find a home you like doesn't mean you have to immediately make an offer.

If you've done your homework and are working with a real estate agent you can trust, buying a new home can be one of the best investments you've ever made.

Thinking about buying
or selling a home?
I can help make the process easy, get in touch today!
Share on social media

Share On Facebook Share On Twitter Share On Pinterest Share On LinkedIn

If your property is currently listed with a Realtor, please disregard this notice. It is not our intention to solicit the offerings of other Brokers. All information deemed reliable but not guaranteed. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 12/03/2022. The listing information on this page last changed on 12/03/2022. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of HGMLS (last updated Mon 03/23/2020 8:14:21 PM EST) or Global MLS (last updated Sat 12/03/2022 5:57:23 PM EST) or New York State Alliance MLS (last updated Sat 12/03/2022 5:56:31 PM EST) or Columbia Greene Northern Dutchess MLS (last updated Sat 12/03/2022 5:55:22 PM EST) or Southern Adirondack MLS (last updated Thu 05/02/2019 1:26:01 PM EST) or Otsego-Delaware MLS (last updated Sat 12/03/2022 5:51:20 PM EST) or Hudson Valley Catskill Region MLS (last updated Sat 12/03/2022 5:51:17 PM EST) or OneKey MLS (last updated Sat 12/03/2022 5:55:41 PM EST). Real estate listings held by brokerage firms other than Coldwell Banker Prime Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --


If your property is currently listed with a Realtor, please disregard this notice. It is not our intention to solicit the offerings of other Brokers. All information deemed reliable but not guaranteed.

Privacy Policy / DMCA Notice / ADA Accessibility

Login to My Homefinder

Login to My Homefinder